Credit Gateway

The Credit Gateway is a convenient way for federal agencies to get their money from FedWire, FedNow Instant Payments, and Automated Clearing House (ACH). A commercial bank operates the Credit Gateway by processing transactions and settling them at Federal Reserve Banks.

As collections are processed, transaction data is sent to the Fiscal Service’s Collections Informations Repository (CIR), where you can get your agency’s information about FedWire and ACH deposits.